SpeaktoFinance

Voice your finances. Tax-ready by default.
Expenses, receipts, and tax memos in seconds.

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The Speakto Suite

Three apps. One system.

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Built for Owner-Operators

Speak the expense. Get accountant-ready records. No spreadsheet, no shoebox.

Enhanced Output

Mileage Log: 14 Mar

Trip from depot to Albany site visit, 38 km return. Purpose: client kitchen install consult. Vehicle: ute. Logged at 87c per km IRD rate. Fuel receipt attached separately.

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Enhanced Output

Expense: Adobe Creative Cloud

Adobe CC subscription, $89.99 NZD, 14 March 2026. Category: software / business tools. Paid via business card. Tax deductible: yes, 100% business use. Annual recurring expense.

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Enhanced Output

Receipt: Bunnings, 12 Mar

Bunnings Warehouse, $342.18 incl GST. Cordless drill, decking screws, sandpaper. Job: 42 Oak St deck rebuild. Tax category: tools and materials. Photo of receipt filed.

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Enhanced Output

Q1 Summary, 2026

Revenue up 18% on Q4. Top expense: contractor labour at $42K, slightly over budget. Vehicle and travel deductions tracking $6.2K YTD. Review software stack before Q2.

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Questions

What is SpeaktoFinance and how does it work?

SpeaktoFinance turns your voice into structured financial records: expense entries, receipt notes, tax memos, mileage logs, invoice notes, and quarterly summaries. Speak it once, and AI extracts the dates, amounts, vendors, and categories. SpeaktoFinance never moves your money, just the paperwork.

What templates are included?

Six finance-focused templates: Expense Entry, Receipt Note, Tax Memo, Mileage Log, Invoice Note, and Quarterly Summary. Each one is tuned for accountant-ready output. Professionals plan users can build custom templates for industry-specific deductions.

Does SpeaktoFinance handle my actual money or banking?

No. SpeaktoFinance is a record-keeping and tax-prep tool. It never connects to your bank, never moves money, never handles transactions. We only handle the paperwork: structured records, memos, and reports your accountant can use. Your funds stay where they are.

How accurate is the financial data extraction?

AI extracts numbers, dates, vendors, and categories with 99%+ accuracy on clean voice input. You can always review and edit before exporting. For tax-critical data, every entry is yours to confirm before it leaves the app.

What platforms does SpeaktoFinance support?

iPhone & iPad (iOS 15+), Android (10+), Mac (native app), and Windows 10+. All platforms run the same transcription, templates, and account sync. The iOS version also captures receipts on the go and extracts the financial details automatically.

Is my financial data secure?

Yes. Audio and text are encrypted in transit and at rest. Records are private and only accessible through your authenticated account. We never use your finance data to train models. Payments handled by Stripe.